Every transaction. Auto-saved.

Bank SMS, app notifications, Apple Pay. If your bank tells you, Say hears it, and your money sorts itself out.

Say wallet with today's transactions

You pay. Say writes it down.

Seconds after you pay, it's in Say: the amount, the place, the category and the account. You didn't type a thing.

  • Bank SMS

    Every card payment your bank texts you about.

  • App notifications

    Bank apps, wallets and Apple Pay.

  • Your voice

    Cash and the rest: just say it, in English or Arabic.

A man at a cafรฉ smiling at his phone after paying
Say App Icon

Expense tracked

now

EGP 180 at Starbucks (Food)

Your bank is probably already here.

CIB, NBE, Banque Misr, QNB, Al Rajhi, Emirates NBD, Vodafone Cash and 500+ more banks and apps. No bank login, ever: Say reads what your bank already sends you.

  • Each transaction lands on the right account
  • Transfers between your own accounts don't count as spending
  • Refunds net off what you paid
Banks and apps Say reads

No more end-of-day catch-up. Say keeps the books.

Say AI

Ask your money anything.

Say AI reads your real transactions and answers in seconds, with the chart to prove it. In English or Arabic. Ask it to roast you, if you dare.

Where did my money go this month?What's left until payday?How often do I order Talabat?This month vs last monthRoast me ๐ŸŒถ๏ธ
Say AI answering where the money went, with a category chart

More than spending.

All your money. One number.

Bank accounts, gold, certificates, your apartment and your car. Say adds everything you own into one net worth and shows you how it moved this year.

  • Gold and silver valued every day, by purity
  • Funds that grow at their own rate
  • Touch the chart to see what moved it
Net worth chart with a gold purchase highlighted

What our users say

Join thousands of people who have transformed their financial habits with Say.

4.8

Join 50,000+ users tracking expenses

Finally found the perfect finance app!

โ€œAfter a long search, finally I found it. An app that tracks every single expense hassle free, no annoying ads, safe and secure.โ€

Riham Abdul Jawad

Love this app

โ€œThis app is extremely helpful and very easy to use. It really helps me track how much I spend each month, so I can save more.โ€

Karim1371997

Incredible for managing finances

โ€œI love the design it has and how easy it is to keep track of your finances. The voice feature is a game changer.โ€

andresprada10

Best expense tracker I've used

โ€œI thought it was just like any other tracker but it turns out to be very easy to use with all the automations implemented.โ€

ahmedheidarr

Voice tracking is amazing

โ€œVery helpful and easy to use, it helps me to track my expenses very easily without effort by the voice note feature.โ€

Andrew_adel

Finally got control of my money!

โ€œI used to not know where my money was disappearing to but Say solved that and now I'm more aware of my spendings.โ€

Caroline M. Soliman

And the rest of your money life.

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Budgets

Set a limit for any category and see where you stand before you overspend.

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Household

Share a budget with the people you live with. Everyone sees the same numbers.

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English and Arabic

The whole app, both ways, and any currency you spend in.

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Export

Every transaction, account and goal in one Excel file, whenever you want it.

Questions

Which banks does Say work with?

Any bank or payment app that tells you about a transaction by SMS or notification. That is 500+ banks and apps worldwide, including CIB, NBE, Banque Misr, QNB, Al Rajhi and Emirates NBD, plus wallets like Vodafone Cash and InstaPay.

Do I have to give Say my bank login?

No. Say never asks for your bank password. It reads the messages and notifications your bank already sends you, and turns them into transactions.

What can I ask Say AI?

Anything about your own money: where it went this month, what is left until payday, how often you order from Talabat, or how this month compares to the last. It answers from your real transactions, in English or Arabic.

Is Say free?

Say is free to download and use. Say Pro lifts the limits, for people who want everything automatic.

Contact Us

Have a question, feedback, or just want to say hi? We'd love to hear from you.

Every transaction. Auto-saved.

Free to download. No credit card required. Available on iOS and Android.