Bank SMS, app notifications, Apple Pay. If your bank tells you, Say hears it, and your money sorts itself out.

๐ธ Expense tracked
EGP 385 at Talabat
๐ From Vodafone Cash
EGP 210 ยท Uber
Seconds after you pay, it's in Say: the amount, the place, the category and the account. You didn't type a thing.
Bank SMS
Every card payment your bank texts you about.
App notifications
Bank apps, wallets and Apple Pay.
Your voice
Cash and the rest: just say it, in English or Arabic.

Expense tracked
now
EGP 180 at Starbucks (Food)
CIB, NBE, Banque Misr, QNB, Al Rajhi, Emirates NBD, Vodafone Cash and 500+ more banks and apps. No bank login, ever: Say reads what your bank already sends you.

No more end-of-day catch-up. Say keeps the books.
Say AI
Say AI reads your real transactions and answers in seconds, with the chart to prove it. In English or Arabic. Ask it to roast you, if you dare.

Bank accounts, gold, certificates, your apartment and your car. Say adds everything you own into one net worth and shows you how it moved this year.

Join thousands of people who have transformed their financial habits with Say.
4.8
Join 50,000+ users tracking expenses
Finally found the perfect finance app!
โAfter a long search, finally I found it. An app that tracks every single expense hassle free, no annoying ads, safe and secure.โ
Riham Abdul Jawad
Love this app
โThis app is extremely helpful and very easy to use. It really helps me track how much I spend each month, so I can save more.โ
Karim1371997
Incredible for managing finances
โI love the design it has and how easy it is to keep track of your finances. The voice feature is a game changer.โ
andresprada10
Best expense tracker I've used
โI thought it was just like any other tracker but it turns out to be very easy to use with all the automations implemented.โ
ahmedheidarr
Voice tracking is amazing
โVery helpful and easy to use, it helps me to track my expenses very easily without effort by the voice note feature.โ
Andrew_adel
Finally got control of my money!
โI used to not know where my money was disappearing to but Say solved that and now I'm more aware of my spendings.โ
Caroline M. Soliman
๐ฏ
Budgets
Set a limit for any category and see where you stand before you overspend.
๐
Household
Share a budget with the people you live with. Everyone sees the same numbers.
๐
English and Arabic
The whole app, both ways, and any currency you spend in.
๐
Export
Every transaction, account and goal in one Excel file, whenever you want it.
Any bank or payment app that tells you about a transaction by SMS or notification. That is 500+ banks and apps worldwide, including CIB, NBE, Banque Misr, QNB, Al Rajhi and Emirates NBD, plus wallets like Vodafone Cash and InstaPay.
No. Say never asks for your bank password. It reads the messages and notifications your bank already sends you, and turns them into transactions.
Anything about your own money: where it went this month, what is left until payday, how often you order from Talabat, or how this month compares to the last. It answers from your real transactions, in English or Arabic.
Say is free to download and use. Say Pro lifts the limits, for people who want everything automatic.
Have a question, feedback, or just want to say hi? We'd love to hear from you.
Free to download. No credit card required. Available on iOS and Android.